Vauxhall Finance from FG Barnes in Guildford, Surrey

Here at FG Barnes Vauxhall in Guildford, we are licensed credit brokers. This means we are able to provide you with instant quotes and competitive finance for your vehicle purchase.

There are a number of ways of financing your vehicle purchase, and we can take you through the process step by step to outline a plan which will be perfect for YOU.

Hire Purchase - What is it?

This is the simplest way to buy a car with finance. You pay a deposit, make regular monthly payments for a fixed period, and at the end of the period, the car is yours. So what are the benefits of this type of scheme?

Fixed repayments - at the beginning of the agreement, both the amount you will pay every month, and the repayment period, is fixed and will not change.
Fixed interest - even if other interest rates go up, the interest rate on your finance repayments will not be affected.
Flexible payment terms - Choose the length of the repayment period to suit your budget. Within the usual repayment period or 12-48 months, it's entirely up to you.
Initial outlay - you can choose to pay from as little as 10% of the amount to be financed at your initial deposit.

Personal Contract Purchase (PCP) - What is it?

Probably the most flexible way to purchase your new Vauxhall car, available on selected models only, with a choice of deposit, monthly payments and final payment to suit your needs. What are the benefits?

Affordability - with part of the car's value deferred until the end of the agreement, the monthly payments are lower than with many other finance plans.
Initial outlay - Your deposit can be as low as 10% of the amount to be financed.
Financial security - with our Guaranteed Future Value, you have the security of knowing the minimum value of your car at the end of your agreement.
Choice - at the end of your agreement you can make the final payment and keep the car, hand it back, or trade it in. There is no need to decide what to do until then!

Company Info

Financial Disclosure

F G Barnes & Sons Limited is an Appointed Representative of Automotive Compliance Ltd, who is authorised and regulated by the Financial Conduct Authority (FCA No 497010). Automotive Compliance Ltd’s permissions as a Principal Firm allows F G Barnes & Sons Limited to act as a credit broker, not as a lender, for the introduction to a limited number of lenders and to act as an agent on behalf of the insurer for insurance distribution activities only.

We can introduce you to a selected panel of lenders, which includes manufacturer lenders linked directly to the franchises that we represent. An introduction to a lender does not amount to independent financial advice and we act as their agent for this introduction. Our approach is to introduce you first to the manufacturer lender linked directly to the particular franchise you are purchasing your vehicle from, who are usually able to offer the best available package for you, taking into account both interest rates and other contributions. If they are unable to make you an offer of finance, we then seek to introduce you to whichever of the other lenders on our panel is able to make the next best offer of finance for you. Our aim is to secure the best deal you are eligible for from our panel of lenders. Lenders may pay a fixed commission to us for introducing you to them, calculated by reference to the vehicle model or amount you borrow. Different lenders may pay different commissions for such introductions, and manufacturer lenders linked directly to the franchises that we represent may also provide preferential rates to us for the funding of our vehicle stock and also provide financial support for our training and marketing. But any such amounts they and other lenders pay us will not affect the amounts you pay under your finance agreement, all of which are set by the lender concerned. If you ask us what the amount of commission is, we will tell you in good time before the Finance agreement is executed. All finance applications are subject to status, terms and conditions apply, UK residents only, 18’s or over. Guarantees may be required

Heading

Contact

Vauxhall Finance from FG Barnes in Guildford, Surrey

Hire Purchase - What is it?

Personal Contract Purchase (PCP) - What is it?

Company Information

Company Information

Financial Disclosure