Vauxhall Finance from FG Barnes in Guildford, Surrey

Here at FG Barnes Vauxhall in Guildford, we are licensed credit brokers. This means we are able to provide you with instant quotes and competitive finance for your vehicle purchase.

There are a number of ways of financing your vehicle purchase, and we can take you through the process step by step to outline a plan which will be perfect for YOU.

Hire Purchase - What is it?

This is the simplest way to buy a car with finance. You pay a deposit, make regular monthly payments for a fixed period, and at the end of the period, the car is yours. So what are the benefits of this type of scheme?

  • Fixed repayments - at the beginning of the agreement, both the amount you will pay every month, and the repayment period, is fixed and will not change.
  • Fixed interest - even if other interest rates go up, the interest rate on your finance repayments will not be affected.
  • Flexible payment terms - Choose the length of the repayment period to suit your budget. Within the usual repayment period or 12-48 months, it's entirely up to you.
  • Initial outlay - you can choose to pay from as little as 10% of the amount to be financed at your initial deposit.

Personal Contract Purchase (PCP) - What is it?

Probably the most flexible way to purchase your new Vauxhall car, available on selected models only, with a choice of deposit, monthly payments and final payment to suit your needs. What are the benefits?

  • Affordability - with part of the car's value deferred until the end of the agreement, the monthly payments are lower than with many other finance plans.
  • Initial outlay - Your deposit can be as low as 10% of the amount to be financed.
  • Financial security - with our Guaranteed Future Value, you have the security of knowing the minimum value of your car at the end of your agreement.
  • Choice - at the end of your agreement you can make the final payment and keep the car, hand it back, or trade it in. There is no need to decide what to do until then!