Driving away with your favourite SEAT has been made even easier by the range of finance packages provided at SEAT Maidstone and Canterbury. You can choose the finance package that is right for you and then our Business managers will be able to tailor a repayment plan that fits within your budget. This means you can get behind the wheel of your SEAT much sooner than expected and with a lot less stress.
Hire Purchase means you make an initial payment followed by fixed monthly repayments which tend to last between one and five years. Benefits of using Hire Purchase finance include; Low deposits are available, you get a fixed interest rate for the duration of your contract, monthly repayments can be spread over one to five years, you get unlimited mileage and this finance option is available on both new and used SEAT cars.
Personal Contract Plans enable you to choose a period between 18 months and 4 years in which you can make repayments. At the end of the plan, you can choose whether; you return the car, part-exchange it for a new one or pay a one off final payment to keep it. Other benefits of choosing a Personal Contract Plan include; pay the equivalent of one monthly payment as a deposit, the interest rates and monthly payments are fixed rates, it provides you plenty of time to think whether you want to purchase the car at the end of the contract and it also takes away the worry of depreciation. This is because a proportion of the value is left until the end of the agreement (the optional final payment), which acts as a guaranteed minimum future value.
This payment option allows you to drive the car for an agreed amount of time (as stated in your agreement), whilst paying a monthly figure. Once the agreement comes to an end you return the car to the dealership you purchased from. Consumers find this appealing as they don't have to worry about the future resale value of the car. As you don't own the vehicle, you can walk away without any obligations. You can then start a new agreement for your next car.