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BNP Paribas Personal Finance

Trusted finance from a leading European name in lending.

BNP Paribas delivers trusted and transparent car finance, combining strong European backing with excellent customer service. Choose from HP or PCP options that suit your needs, with quick approval and clear terms.

For more information, please visit BNP Paribas

Marketing Preferences

We would like to stay in touch with you to keep up to date with our latest product news, marketing services and offers. If you would like to receive future information by either of the methods below, please indicate by selecting the option. All information provided will be used and processed in accordance with our Privacy Policy. For more information please see our Privacy Policy.

Privacy & Terms

Privacy Policy Statement




1. Who We Are

FG Barnes Group (“we”, “us”, “our”) is committed to protecting your personal data and respecting your privacy.

Contact details:
FG Barnes Group, Moorfield Road, Slyfield Estate, Guildford Surrey, GU1 1RT

Email: gdpr@barnes-group.co.uk

We do not currently appoint a Data Protection Officer







2. The Data We Collect

We may collect and process the following categories of personal data:

  • Identity data (name, title)
  • Contact data (address, email, telephone number)
  • Transaction data (vehicle purchases, servicing history, payments)
  • Profile data (preferences, interests)
  • Technical data (IP address, browser type, device information)
  • Usage data (how you use our website and services)






3. How We Collect Your Data

We collect data when you:

  • Visit our showroom or service centre
  • Use our website
  • Register for services or accounts
  • Make a purchase or booking
  • Contact us or sign up for marketing communications



4. How We Use Your Data (and Legal Basis)

Under UK GDPR, we must have a legal basis for processing your data. We use your data for the following purposes:

Purpose

Legal Basis

To provide products and services

Performance of a contract

To manage bookings and transactions

Contract

To communicate with you

Contract / Legitimate interests

To improve our services and website

Legitimate interests

To send marketing communications

Consent or Legitimate interests

To comply with legal obligations

Legal obligation


Where we rely on legitimate interests, these include improving our services, customer experience, and business operations, and we ensure these do not override your rights.




5. Sharing Your Data

We may share your data with:

  • Service providers (IT systems, payment processors, delivery providers)
  • Manufacturers or partners (e.g. vehicle brands including Stellantis, OMODA UK and Nissan) Read Stellantis’ privacy policy here
  • Professional advisers (legal, accounting)
  • Regulators or authorities where required by law
All third parties are required to respect the security and confidentiality of your data.




6. International Transfers

Your personal data may be transferred outside the UK.

Where this happens, we ensure appropriate safeguards are in place, such as:

  • Standard Contractual Clauses
  • Transfers to countries deemed adequate by the UK



7. Data Retention

We retain your personal data only for as long as necessary to fulfil the purposes we collected it for, including legal, tax, and accounting requirements.

For example:

  • Transaction data: typically retained for up to 6 years
  • Marketing data: retained until you withdraw consent



8. Your Data Protection Rights

Under data protection law, you have the right to:

  • Access your personal data
  • Request correction of inaccurate data
  • Request erasure of your data
  • Restrict processing
  • Request transfer of your data (data portability)
  • Object to processing (including marketing)
  • Withdraw consent at any time (where applicable)
You can exercise these rights by contacting us using the details above.

We will respond within one month. You also have the right to lodge a complaint with the
Information Commissioner's Office: https://ico.org.uk/




9. Marketing Communications

We may send you information about products and services where:

  • You have consented, or
  • We have a legitimate interest (and you have not opted out)
You can opt out at any time by:

  • Clicking “unsubscribe” in emails
  • Contacting us directly
10. Cookies

Our website uses cookies to improve your experience and analyse website traffic.

You can control cookies through your browser settings. For more information, please see our separate Cookie Policy




11. Security

We implement appropriate technical and organisational measures to protect your personal data from unauthorised access, use, or disclosure.




12. Providing Your Data

Where we need to collect personal data by law or under a contract, and you fail to provide that data, we may not be able to provide our services.




13. Automated Decision-Making

We do not carry out automated decision-making or profiling that produces legal or similarly significant effects.




14. Changes to This Privacy Notice

We may update this privacy notice from time to time. The latest version will always be available on our website.

FG Barnes and Sons Ltd is an Appointed Representative of Automotive Compliance Ltd who is authorised and regulated by the Financial Conduct Authority (FCA No. 497010). Automotive Compliance Ltd’s permissions as a Principal Firm allows FG Barnes and Sons Ltd to act as a credit broker, not a lender, for the introduction to a limited number of lenders, and to act as an agent on behalf of the insurer for insurance distribution activities only.

We are a credit broker and not a lender. We can introduce you to a carefully selected panel of lenders, which includes manufacturer lenders linked directly to the franchises that we represent. We act on behalf of the lender for this introduction and not as your agent. We are not impartial, and we are not an independent financial advisor.

Our approach is to introduce you first to the manufacturer lender linked directly to the particular franchise you are purchasing your vehicle from, who are usually able to offer the best available package for you, taking into account both interest rates and other contributions. If they are unable to make you an offer of finance, we then seek to introduce you to whichever of the other lenders on our panel is able to make the next most suitable offer of finance for you. Our aim is to secure a suitable finance agreement for you that enables you to achieve your financial objectives. If you purchase a vehicle, in the majority of cases, we will receive a commission from your lender for introducing you to them which is either a fixed fee, or a fixed percentage of the amount that you borrow. This may be linked to the vehicle model you purchase.

Different lenders pay different commissions for such introductions, and manufacturer lenders linked directly to the franchises that we represent may also provide preferential rates to us for the funding of our vehicle stock and also provide financial support for our training and marketing. But any such amounts they and other lenders pay us will not affect the amounts you pay under your finance agreement; however, you will be contributing towards the commission paid to us with the interest collected on your repayments. Before we propose you to a potential lender, we will inform you of the likely amount of commission we will receive and seek your consent to receive this commission. The exact amount of commission that we will receive will be confirmed prior to you signing your finance agreement.

All finance applications are subject to status, terms and conditions apply, UK residents only, 18s or over. Guarantees may be required.